According to Miller 2008, from an early age our parents and grandparents taught us the concept of saving, but because others did not practice it, all money goes to pay expenses of stay, but many people don't think enough about saving. If we have a job, we may already be saving money from our income for our future use, such as continuing our education. By purchasing the latest gadgets in the markets it is good if we can save only a small amount because saving something is better than saving nothing. One of the main reasons why people tend to save money is for their children so they can send them to college another is so they can put the down payment on a house. Some are those people who stop working, so they can start over and start a business with the savings they had. According to Vora 2013, the ING ZING survey highlights that over 70% of parents believe that saving money is a necessary skill for children. ING discovered the results of a recent survey that found that more than 70% of parents believe that saving money is a necessary skill to teach their children. 52% of parents have opened a bank account for their children compared to 40% last year. Helping them deposit money at a younger age than public perception, other findings noted that parents believe having the responsibility of depositing money into a savings account makes them more mature. According to Chatzky, a 2013 household survey found that 66 percent of Americans spend less and only 42 percent of Americans say they have a specific savings plan. Chatzky said that if only Americans started saving with small savings, it would help them grow their savings, it would be helpful to allocate 10% of their salary per month, to start... in the middle of paper... the respondents they rely on their parents in exchange for money or under the guidance of their parents when it comes to using their money. “The majority of children, 88%, are motivated to save money, to buy computer-related products (24%) and shoes, clothes and bags (24%). Two-thirds, or 67%, save money for buy things they want while 24% percent ask their parents or guardians to buy the things they want.” According to Buller in 2013, people who are savers have more confidence in dealing with financial traps they may encounter because they know they can overcome them. Some people find it difficult to pay off the debt they had because they spend their money regularly and make large purchases, the only way to avoid the spiral of debt is to change our habits, save more so that we can save in time financial difficulty.