Unlike what others say, saving is actually not that difficult, it just depends on a person's way of thinking. Most people complain about how difficult it is to save money, but they don't actually consider changing their lifestyle. Unfortunately, one reason is that people try so hard to keep up with others, they just don't want others to have a better life than them. They wouldn't let their neighbor have a better car, a better house, better furniture. It's like they're in a competition where there isn't really a prize and the only thing that could happen in the end is that they'll end up broke. How will you be able to save if you can't live simply, if you keep spending money on useless things just so you can feel and look better than others? In the end you will be the one to lose, even if there is really no competition after that