We enjoyed the vacation because we knew there was no debt that would come back with us. We practice saving in order to spend. In other words, if we don't have the funds, we won't spend. People may view the budgeting process as restrictive; however, it is liberating. Once you see the progress you are making towards getting out of debt, it is the most amazing feeling to know that you are working towards a goal. Sometimes one might have to wait for something they really want; it brings a feeling of satisfaction only when you reach the goal of making the purchase debt-free. Budgeting has helped my marriage too, most divorces are about finances and I believe couples who have a budget together stay