Knows that food stamps and other programs are available, but has not yet accessed them. Part of his delay in applying for these programs is due to pride, as he has never used government assistance before. She also feels overwhelmed by the process and doesn't know where to start when requesting the resources available to her. He knows that his house is worth three times his annual income and that he may need to consider selling the house in the near future. She is tormented by the idea of ​​downsizing and moving away from her home. He also has a great community and family to turn to if he ever really needs it